About


Life insurance is a fundamental part of a well-rounded financial plan. Life insurance can help protect families and their standard of living in the case of an unexpected loss. There are also a number of living benefits that can be provided through life insurance.

Life Insurance Plans


1

Risks

It’s very important to protect the financial stability of our loved ones if something were to happen to one or both of the family’s primary bread winners. A family can continue to maintain a desired standard of living and pursue long term financial goals, even in the event of the unforeseen passing of a loved one.

2

Proper Protection

Life insurance can provide income, pay for education, pay off debt or leave a legacy for beneficiaries. It’s important to not over-insure or under-insure. Our needs analysis process can help determine the proper level of insurance coverage.

3

Options

There are a number of different types of life insurance. Term is generally the most affordable and covers a limited time (10, 15, 20 or 30 years). Permanent insurance provides protection for a longer period of time and can provide a number of other options (long term care riders, cash value, etc). There are a number of different permanent policies (universal life, guaranteed life, etc). It is important to meet with our representatives and complete a thorough needs analysis to determine the correct type of life insurance.

4

Convenience

There is a no medical exam application process if certain criteria is met. If not there is a no cost paramed exam process that can be completed at the applicant’s chosen location and time.

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